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May 20, 2012.

5/1 Adjustable-Rate Mortgage: The payment on a 30-year $150,000 5-year Adjustable-Rate Loan at 2.5% and 70% loan-to-value (LTV) is $592.68 with 2.625 points due at closing. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. The Annual Percentage Rate (APR) is 2.93%. Rate is variable.

30-Year Fixed-Rate Mortgage: The payment on a $150,000 30-year Fixed-Rate Loan at 4.375% and 70% loan-to-value (LTV) is $748.93 with 1.5 points due at closing. The Annual Percentage Rate (APR) is 4.554%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

15-Year Fixed-Rate Mortgage: The payment on a $150,000 15-year Fixed-Rate Loan at 3.25% and 70% loan-to-value (LTV) is $1054.00 with 2.5 points due at closing. The Annual Percentage Rate (APR) is 3.883%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

Ask your loan officer about all options and about low fixed rates. Actual interest rates and terms availe will vary based on individual credit qualifications including credit history, income, loan to value, property type and location and other factors. NeighborhoodAssistance.com is publisher of mortgage information. NeighborhoodAssistance.com is not a lender and does not make loans.

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